What to send
Use the form above, or email contact@vcorp.co if you prefer. You do not need a formal brief. The things that make a reply useful:
- Roughly how many loans close in a normal month, and how many you review.
- Whether QC is done in house, outsourced, or split between the two.
- What your approved QC plan requires for sampling: random ten percent, statistical, or something else.
- Where the cycle actually costs you time. Assembling the file, chasing reverifications, recalculating income, or writing the management report.
- What an examiner, an investor or internal audit has asked you for that was hard to produce.
What you get back
A reply from a person, not a sequence. If what you describe is something ExactClose is being built to handle, we will say so and show you how we are approaching it. If it is not, we will say that instead and point you at whoever does it properly, including outsourced providers where independent review labor is what your plan actually needs.
We are not going to add you to a drip sequence, and we are not going to quote you a price, because we have not set one.
What you can use today
Everything on this site that is not the product. The loan file form reference covers the agency and third-party forms that generate the most post-close findings, form by form, with the completing party and the test that catches the defect. The sample size calculator and the self-employed income calculator are free and require nothing from you.
Use them whether or not you ever write to us. They are the most honest thing we can offer while the product is still being built.
What ExactClose is not
It is not an audit firm, it does not perform independent reverification, and it will not be a substitute for a written QC plan or for legal advice. In a regulated function, a vendor claiming to discharge your obligation is a warning sign rather than a feature. The lender remains responsible for the review, the judgment and the record, and any software worth buying makes that responsibility easier to evidence rather than easier to avoid.
Keep decisions human and evidence explicit.
There is no product to buy, no trial to start and no price list. What exists is a design, a set of free reference material, and a team that wants to talk to people who do this work.