Skip to content

Post-closing mortgage QC
that shows its work.

Move from the closed-loan population to an evidence-linked report in one reproducible system—without an enterprise rollout.

14 days · no card · public pricing · cancel online

A complete, reproducible QC record—from closed population to signed report.

5 free

Complete post-close reviews during the 14-day trial.

67 checks

Document, timing, tolerance, reconciliation, and eligibility evidence.

Reproducible

Same source facts and rule version produce the same preliminary finding.

$149/mo

Published pricing with no setup fee or annual contract.

A finding without its source is another problem.

ExactClose separates extracted facts, deterministic calculations, and qualified reviewer judgment. Every preliminary finding retains its inputs, rule version, source page, and final disposition.

Review recordRiverside · loan 10482
Evidence complete
Closing Disclosure timing recomputedCalculation and receipt dates preserved
Ready
Cash to close reconciled to $18,442.17Compared to signed closing evidence
Ready
Missing income document surfacedReviewer action remains explicit
Ready
Flood status evidence retainedSource document hash retained
Ready

Deterministic checks

AI may transcribe allowed facts; fixed code performs calculations and comparisons.

Reviewer-owned outcomes

A qualified reviewer owns severity, exceptions, rationale, and final disposition.

Audit-ready evidence

Population, sample, review record, reverification status, and hashes stay connected.

From closed population to frozen QC cycle.

Import the population, lock a reproducible sample, assemble each file, work cited findings, record reverifications, and publish management-ready reports from the same evidence graph.

1

Load and sample

Import the closed population and preserve the random or statistical sample inputs.

2

Recompute and review

Index evidence, run deterministic checks, and send only bounded questions to the reviewer.

3

Dispose and report

Record rationale, complete reverification work, and freeze hashed loan and cycle reports.

Built for mortgage teams the enterprise tier leaves waiting.

ExactClose is intentionally focused on residential post-close quality control. It fits teams that need a defensible internal workflow now, while broader suites or external services may fit institutions that need many review types or added reviewer capacity.

Small mortgage lenders

Run an auditable monthly QC cycle without a long implementation, minimum annual contract, or per-file BPO queue.

See the fit

Community banks and credit unions

Give internal audit, compliance, and mortgage operations the same cited record with role separation, retention controls, and reviewer ownership.

See the fit

Brokers and correspondents

Catch missing evidence and disclosure inconsistencies before an investor review while preserving the source behind every question.

See the fit

Choose the operating model, not the longest feature list.

Mortgage QC software, outsourced quality-control services, and enterprise suites solve different constraints. Compare who performs the review, how quickly the first file can run, what evidence comes back, and how cost behaves as monthly volume changes.

Buying criterionExactClose softwareOutsourced QC serviceEnterprise suite
Best fitSmall teams running focused post-close QC internallyTeams buying external reviewer capacity or independenceLarge institutions spanning many review types and systems
Start pathSelf-serve trial with standard filesScope, transfer, and provider onboardingDiscovery, configuration, integration, and rollout
Final judgmentYour authorized reviewerThe contracted reviewer under the agreed scopeConfigured institutional users and workflows
Evidence returnedPopulation, sample, sources, calculations, dispositions, hashesDepends on provider work product and contractDepends on modules, implementation, and configuration
Commercial modelPublished monthly or one-time review pricingCommonly per-file or scoped service feesCommonly quote-led software and implementation

Start small. Keep the same standard.

Every option uses the same evidence model, deterministic rules, and report format. Volume changes; the quality floor does not.

Trial

$0

14 days

  • Five full reviews
  • Core evidence workflow
  • No card
Choose Trial

Review pack

$390

10 reviews once

  • Two users
  • Credits never expire
  • Loan and cycle reports
Choose Review pack

Starter

$149

50 reviews monthly

  • Five users
  • Deterministic sampling
  • CSV, XML, and PDF
Choose Starter

Lender

$399

200 reviews monthly

  • 25 users
  • Statistical sampling
  • REST API and reports
Choose Lender
Compare limits, seats, and review credits

Use your process, not our sales script.

Use a synthetic closed file to decide.

Run five complete reviews with the same engine and evidence model used on every paid plan.

Questions before the first file.

Does ExactClose make lending or compliance decisions?+

No. It organizes evidence and produces reproducible preliminary checks. A qualified reviewer owns every final disposition.

Does it replace the lender's written QC plan?+

No. The written QC plan remains the authority. ExactClose makes the configured workflow testable, repeatable, and auditable.

Can small lenders use statistical sampling?+

Yes on the Lender plan. Random ten-percent and full-population workflows are available where they are more appropriate.

What files can I import?+

The workflow accepts standard mortgage XML, closed-loan CSV populations, and supported mortgage PDFs.