Three clear ways to run the workflow.
For a focused backfile, seasonal volume, or controlled product evaluation.
- 10 unique loan reviews
- 2 users
- Loan and cycle reports
- Credits do not expire
For brokers and correspondent teams establishing a consistent internal QC rhythm.
- 50 unique reviews monthly
- 5 users
- Random ten-percent sampling
- CSV, XML, and PDF ingestion
For small IMBs, community banks, and credit unions running a full monthly cycle.
- 200 unique reviews monthly
- 25 users
- Statistical sampling
- REST API and management reports
All prices in USD · taxes may apply · usage is based on unique loan reviews · good-faith reruns of the same loan do not consume another review
Cost model
Price the workflow against your current quote.
This compares software access with a per-file vendor quote. It does not assume software replaces independent review work your QC plan requires.
Your entered per-file model is $3,300. The difference is $3,151 before internal reviewer labor and any required external services.
What is included—and what is not.
Included in the subscription
- Workspace setup and team roles
- Loan population and file ingestion
- Core deterministic checks
- Findings, notes, and dispositions
- Reverification tracking and letters
- Encrypted reports and standard exports
Not represented as included
- Independent outsourced audit labor
- Third-party employment, asset, or credit reverification fees
- Legal opinions or a written QC plan
- Custom enterprise implementation
- Regulatory certification or examination guarantees
- Unlimited external provider usage
Compare total mortgage QC cost at your actual volume.
A subscription price and an outsourced per-file fee buy different things. Software gives qualified internal reviewers a controlled operating record; a service provider supplies audit labor and may perform contracted external work. Enterprise platforms may add broad audit scope, custom configuration, professional services, and integrations. Normalize responsibility before comparing numbers.
For every option, price implementation, data migration, users, closed-loan or review volume, document storage, API access, support, training, reviewer labor, external reverification, outsourced services, renewal increases, minimum commitments, and contract exit. Model normal, peak, and low-volume months. A flat annual quote can hide unused capacity, while a per-file model can become expensive during high volume.
ExactClose's published prices cover the focused software workflow described above. They do not include independent reviewer labor, third-party verification fees, legal review, a written QC plan, or a guarantee of agency, investor, or regulatory compliance. If those are required, include the appropriate provider and internal control costs in the operating model.
Questions to answer before choosing a plan.
- Volume: How many unique post-close loan reviews will the team complete in a normal, peak, and low month?
- People: How many processors, qualified reviewers, administrators, and management readers need access?
- Sampling: Does the approved QC plan require random ten-percent selection, statistical sampling, channel strata, or separate discretionary reviews?
- Integration: Can the team begin with CSV, MISMO, UCD, ULDD, and PDF files, or is API access required immediately?
- Evidence: Which source documents, returned reverifications, rebuttals, corrective actions, and report artifacts must remain available?
- Exit: Which structured records and reports must be exported, how long must they be retained, and when should customer data be deleted?
Use the 14-day trial to complete five representative reviews rather than five simple uploads. Reproduce the sample, trace a cited finding, record a reviewer decision, test a reverification exception, close corrective action, and export the resulting report before selecting a paid option.
Keep decisions human and evidence explicit.
Software pricing does not include independent outsourced audit labor, legal advice, regulatory certification, or external reverification fees.