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Mortgage QC sample size calculator

Estimate a statistical post-closing QC sample and keep the population, expected defect rate, precision, and confidence assumptions visible.

What this page helps you do

Model the sample

Apply confidence, expected defect rate, precision, and finite-population correction.

Keep inputs visible

Preserve the parameters a qualified reviewer must approve before production use.

Separate the decision

Treat the estimate as a planning aid rather than an automatic compliance conclusion.

Estimate a statistical QC sample

Enter the monthly population and parameters approved for your QC plan. The finite-population correction is applied automatically.

Estimated sample145

29.0% of the 500-loan population.

Unadjusted sample
203
Finite-population adjustment
58 fewer
Confidence
95%
Planning aid only. Your approved QC plan, agency and investor requirements, discretionary selections, and qualified statistical review control the production sample.

What the calculator does

The calculator uses a proportion sample-size estimate and then applies a finite-population correction. A smaller expected defect rate does not automatically mean a tiny sample: confidence, precision, population size, product mix, and the approved QC plan all affect the production decision.

What it does not decide

It does not select loans, validate a statistical methodology for your institution, replace discretionary or early-payment-default reviews, or prove compliance with an agency or investor requirement. Qualified personnel should approve the method and parameters before use.

Preserve the selection evidence

A defensible cycle records the complete population, method, parameters, random seed, strata, selected order, final membership, and any targeted selections kept outside the random denominator. Read the mortgage QC sampling guide or see how ExactClose locks the complete review cycle.

Planning boundary

Keep decisions human and evidence explicit.

The calculator does not validate a statistical methodology, select loans, or replace the lender’s approved QC plan.

From evidence to conclusion

Test the workflow with a real closed file.

Run five complete post-close reviews before you commit to software or services.

Create your workspace See exact pricing